Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › California › Santa Cruz County

Banks in Santa Cruz County, California

Santa Cruz County has 39 bank offices, 18 fewer than its peak of 57 in 1994 (−32%). They belong to 10 banks, led by Fifth Third Bank, National Association with 6.

39
offices, 2026
57
peak (1994)
53
no longer reported
$8.0B
deposits booked

Map

open (39)no longer reported (33 of 53 have map coordinates)

The county's passbook

29571994: 57 offices, $2.5B1995: 56 offices, $2.5B1996: 53 offices, $2.3B1997: 52 offices, $2.3B1998: 50 offices, $2.4B1999: 47 offices, $2.4B2000: 51 offices, $2.6B2001: 48 offices, $2.8B2002: 50 offices, $3.6B2003: 51 offices, $3.9B2004: 51 offices, $4.0B2005: 54 offices, $4.1B2006: 54 offices, $4.2B2007: 56 offices, $4.2B2008: 54 offices, $4.1B2009: 54 offices, $4.2B2010: 50 offices, $4.2B2011: 52 offices, $4.2B2012: 51 offices, $4.3B2013: 50 offices, $4.4B2014: 50 offices, $4.7B2015: 49 offices, $5.4B2016: 49 offices, $6.1B2017: 48 offices, $6.1B2018: 47 offices, $6.2B2019: 47 offices, $6.3B2020: 44 offices, $7.4B2021: 44 offices, $8.4B2022: 42 offices, $8.9B2023: 42 offices, $8.2B2024: 41 offices, $8.1B2025: 38 offices, $7.7B2026: 39 offices, $8.0Bpeak 57 · 1994$8.0B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Santa Cruz County1994–2026
DateofficesChangeDeposits
Jun 30 1994PEAK57$2.5B
Jun 30 199556−1$2.5B
Jun 30 200051+4$2.6B
Jun 30 200554+3$4.1B
Jun 30 201050−4$4.2B
Jun 30 201549−1$5.4B
Jun 30 202044−3$7.4B
Jun 30 202538−3$7.7B
Jun 30 2026NOW39+1$8.0B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 1994PEAK57$2.5B
Jun 30 199556−1$2.5B
Jun 30 199653−3$2.3B
Jun 30 199752−1$2.3B
Jun 30 199850−2$2.4B
Jun 30 199947−3$2.4B
Jun 30 200051+4$2.6B
Jun 30 200148−3$2.8B
Jun 30 200250+2$3.6B
Jun 30 200351+1$3.9B
Jun 30 200451·$4.0B
Jun 30 200554+3$4.1B
Jun 30 200654·$4.2B
Jun 30 200756+2$4.2B
Jun 30 200854−2$4.1B
Jun 30 200954·$4.2B
Jun 30 201050−4$4.2B
Jun 30 201152+2$4.2B
Jun 30 201251−1$4.3B
Jun 30 201350−1$4.4B
Jun 30 201450·$4.7B
Jun 30 201549−1$5.4B
Jun 30 201649·$6.1B
Jun 30 201748−1$6.1B
Jun 30 201847−1$6.2B
Jun 30 201947·$6.3B
Jun 30 202044−3$7.4B
Jun 30 202144·$8.4B
Jun 30 202242−2$8.9B
Jun 30 202342·$8.2B
Jun 30 202441−1$8.1B
Jun 30 202538−3$7.7B
Jun 30 2026NOW39+1$8.0B

Banks in Santa Cruz County

BankOfficesDeposits here
Fifth Third Bank, National Association6$776M
U.S. Bank National Association6$624M
Wells Fargo Bank, National Association6$2.1B
JPMorgan Chase Bank, National Association5$1.5B
Bank of America, National Association5$1.2B
West Coast Community Bank5$1.3B
Liberty Bank, National Association2$101M
BMO Bank National Association2$234M
Mechanics Bank1$100M
Pacific Valley Bank1$18.0M

Every bank office open in Santa Cruz County

BankAddressOpenedDeposits
West Coast Community Bank75 River StSanta Cruz 950602004$527M
Wells Fargo Bank, National AssociationSanta Cruz Branch74 River StSanta Cruz 950601962$508M
Wells Fargo Bank, National AssociationForty-First And Capitola Branch1700 41st AveCapitola 950101962$496M
Wells Fargo Bank, National AssociationAptos Branch7701 Soquel DrAptos 950031968$492M
JPMorgan Chase Bank, National AssociationSanta Cruz Branch730 Ocean StSanta Cruz 950601889$485M
Bank of America, National AssociationSanta Cruz Main Branch104 River StSanta Cruz 950601927$308M
West Coast Community BankWatsonville Branch595 Auto Center DrWatsonville 950762005$282M
Bank of America, National Association41St And Capitola Branch4055 Capitola RdCapitola 950101967$274M
JPMorgan Chase Bank, National AssociationCapitola Branch1990 41st AveCapitola 950101889$270M
Bank of America, National AssociationWatsonville Branch567 Main StWatsonville 950761923$269M
JPMorgan Chase Bank, National AssociationWatsonville Branch630 Main StWatsonville 950761919$262M
JPMorgan Chase Bank, National AssociationScotts Valley Branch247 Mount Hermon RdScotts Valley 950661889$241M
Wells Fargo Bank, National AssociationMt Hermon Branch100 Kings Village RdScotts Valley 950661912$234M
Wells Fargo Bank, National AssociationFreedom Branch1501 Freedom BlvdWatsonville 950761957$232M
JPMorgan Chase Bank, National AssociationAptos Branch7851 Soquel DrAptos 950031988$214M
West Coast Community BankCapitola Branch819 Bay AveCapitola 950102007$214M
Bank of America, National AssociationScotts Valley Branch4525 Scotts Valley DrScotts Valley 950661973$205M
Fifth Third Bank, National AssociationWatsonville Square Branch1998 Main StWatsonville 950761982$199M
U.S. Bank National AssociationWatsonville Branch655 Main StWatsonville 950761983$188M
Wells Fargo Bank, National AssociationPajaro Valley Branch326 Main StWatsonville 950761961$181M
West Coast Community BankScotts Valley Branch4604 Scotts Valley DrScotts Valley 950662004$169M
Bank of America, National AssociationAptos Branch783 Rio Del Mar Blvd, # FrntAptos 950031972$164M
U.S. Bank National AssociationSanta Cruz Branch110 Morrissey BlvdSanta Cruz 950621998$163M
BMO Bank National AssociationSanta Cruz Branch1551 Pacific AveSanta Cruz 950602010$157M
Fifth Third Bank, National AssociationCapitola Branch1960 41st AveCapitola 950101967$154M
Fifth Third Bank, National AssociationSanta Cruz Main Branch25 River StSanta Cruz 950601965$152M
West Coast Community BankAptos Branch7775 Soquel DrAptos 950032009$113M
U.S. Bank National AssociationCapitola Branch601 Bay AveCapitola 950101997$111M
Fifth Third Bank, National AssociationScotts Valley Branch228 Mount Hermon RdScotts Valley 950661969$105M
Mechanics BankWatonsville Branch1915 Main StWatsonville 950762000$100M
Fifth Third Bank, National AssociationAptos-Cabrillo Branch1 Rancho Del MarAptos 950031961$96.1M
BMO Bank National AssociationCapitola Branch3820 Capitola RdCapitola 950101987$76.6M
Fifth Third Bank, National AssociationEast Santa Cruz Branch1237 Soquel AveSanta Cruz 950621953$69.8M
U.S. Bank National AssociationFelton Branch6221 Graham Hill Rd, Ste AFelton 950181998$67.3M
Liberty Bank, National AssociationBoulder Creek Branch13233 Highway 9Boulder Creek 95006 · Full-service home banking1957$65.8M
U.S. Bank National AssociationAptos Ca Branch96 Rancho Del MarAptos 95003 · Mobile / seasonal office2021$63.1M
Liberty Bank, National AssociationFelton Branch6230 Highway 9Felton 95018 · Full-service home banking2008$35.6M
U.S. Bank National AssociationWatsonville Safeway2010 Freedom BlvdFreedom 95019 · Full-service retail office2007$31.8M
Pacific Valley BankSanta Cruz Branch720 Front StSanta Cruz 950602025$18.0M

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Santa Cruz County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Mechanics Bank3555 Clares St, Suite XCapitola 950102024$50.0M
Wells Fargo Bank, National Association1975 Soquel DrSanta Cruz 950652024$114M
1st Capital Bank3110 Mission DrSanta Cruz 950652024$22.8M
Citibank, National Association1995 41st AveCapitola 950102023$169M
Santa Cruz County Bank2020 North Pacific AvenueSanta Cruz 950602021$281M
U.S. Bank National Association2720 41st AvenueSoquel 95073 · Full-service retail office2021$29.0M
Wells Fargo Bank, National Association1055 South Green Valley RoadWatsonville 950762021$71.2M
U.S. Bank National Association253 Mount Hermon RoadScotts Valley 95066 · Full-service retail office2020$11.1M
U.S. Bank National Association783 Rio Del Mar BlvdAptos 950032019$52.1M
JPMorgan Chase Bank, National Association2111 Mission StSanta Cruz 950602019$45.0M
U.S. Bank National Association2203 Mission StreetSanta Cruz 95060 · Full-service retail office2019$6.8M
Bank of America, National Association1640 Mission StreetSanta Cruz 950602017$123M
Comerica Bank1901 Mission StreetSanta Cruz 950602016$63.6M
Citibank, National Association760 East Lake AvenueWatsonville 950762014$71.7M
Union Bank, National Association35 East Lake AvenueWatsonville 950762012$166M
Bank of America, National Association1465 Main St.Watsonville 95076 · Full-service retail office2011$17.7M
Wachovia Bank, National Association7970 Soquel DriveAptos 950032009$185M
Wachovia Bank, National Association1830 41st AvenueCapitola 950102009$222M
Wachovia Bank, National Associationre-filed as office 5060531551 Pacific AvenueSanta Cruz 950602009$264M
Bank of the West2020 North Pacific AvenueSanta Cruz 950602009$73.1M
Wells Fargo Bank, National Association203a Mount Hermon RoadScotts Valley 950662009$66.6M
Wells Fargo Bank, National Associationre-filed as office 513970253 Mount Hermon RoadScotts Valley 95066 · Full-service retail office2009$28.1M
Washington Mutual Bank7851 Soquel DrAptos 950032008$92.8M
Washington Mutual Bank1990 41st AveCapitola 950102008$113M
Wells Fargo Bank, National Association6255 Graham HillFelton 95018 · Full-service retail office2008$7.5M
Washington Mutual Bank730 Ocean StSanta Cruz 950602008$221M
Washington Mutual Bank247 Mt Hermon RdScotts Valley 950662008$90.8M
BBVA Bancomer USA428-430 Main StreetWatsonville 950762008$1.8M
Washington Mutual Bank630 Main StWatsonville 950762008$137M
Greater Bay Bank, National Associationre-filed as office 4948047775 Soquel DriveAptos 950032007$49.2M
World Savings Bank, FSB7970 Soquel DriveAptos 950032007$199M
Liberty Bank9440-A Mill StreetBen Lomond 950062007$6.6M
World Savings Bank, FSB1830 41st AvenueCapitola 950102007$241M
Greater Bay Bank, National Association1850 41st AvenueCapitola 950102007$20.4M
World Savings Bank, FSB1551 Pacific AvenueSanta Cruz 950602007$285M
Greater Bay Bank, National Association75 River StreetSanta Cruz 950602007$210M
World Savings Bank, FSB100 Kings Village RoadScotts Valley 950662007$187M
Citibank (West), FSB1995 41st AveCapitola 950102006$40.8M
Citibank (West), FSB760 E. Lake AveWatsonville 950762006$33.6M
Bank of America, National Associationre-filed as office 4636342010 Freedom BlvdFreedom 95019 · Full-service retail office2005$20.5M
Show all 69 departures (53 no longer reported, 16 re-filed under a new office number) ▾
Monterey Bay Bankre-filed as office 266386601 Bay Ave.Capitola 950102003$49.1M
Monterey Bay Bank6265 Hwy 9Felton 950182003$25.1M
Monterey Bay Bank567 Auto Center DriveWatsonville 950762003$65.9M
California Federal Bankre-filed as office 15744302171995 41st AveCapitola 950102002$59.4M
California Federal Bankre-filed as office 1574430223760 E. Lake AveWatsonville 950762002$39.9M
California Bank & Trust558 Main StreetWatsonville 950762001$46.4M
World Savings Bank, F.S.B.re-filed as office 12707600507970 Soquel DriveAptos 950032000$86.3M
Home Savings of America, FSB7851 Soquel DriveAptos 950031998$33.1M
Washington Mutual Bank, FA1855 41st AveCapitola 950101998$42.0M
Bank of America National Trust and Savings Association1414 Soquel AvenueSanta Cruz 950621998$67.8M
Washington Mutual Bank, FA75 River StSanta Cruz 950601998$84.5M
Home Savings of America, FSB375 Main StreetWatsonville 950761998$31.0M
EurekaBank, a Federal Savings Bank783 Rio Del Mar BvldAptos 950031997$31.8M
Coast Federal Bank, Federal Savings Bankre-filed as office 2849757851 Soquel DrAptos 950031997$34.4M
Coast Federal Bank, Federal Savings Bankre-filed as office 12827100076265 Highway 9Felton 950181997$19.7M
EurekaBank, a Federal Savings Bank110 North Morrissey BlvdSanta Cruz 950621997$56.9M
Coast Federal Bank, Federal Savings Bank530 Front StSanta Cruz 950601997$38.4M
Coast Federal Bank, Federal Savings Bankre-filed as office 285017375 Main StWatsonville 950761997$32.5M
First Nationwide Bank, FSBre-filed as office 13027802721995 41st AveCapitola 950101996$63.8M
Wells Fargo Bank, National Associationre-filed as office 1282710006601 Bay AvenueCapitola 950101996$43.6M
Comerica Bank-California6221 Graham Hill RoadFelton 950181996$22.2M
Wells Fargo Bank, National Association2-1532 East Cliff DriveSanta Cruz 950621996$0
Comerica Bank-California4700 Soquel DriveSoquel 950731996$28.7M
First Nationwide Bank, FSBre-filed as office 1302780278760 E Lake AveWatsonville 950761996$41.8M
Comerica Bank-California55 River StreetSanta Cruz 950601995$0
Comerica Bank-California328 Union StreetWatsonville 950771995$21.7M
Bank of the Westre-filed as office 2008923820 Capitola RoadCapitola 950101994$0
Bank of the West806 Ocean StreetSanta Cruz 950601994$0
Comerica Bank-Californiare-filed as office 1228940029328 Union StreetWatsonville 950771994$24.1M

County FIPS 06087 · 445 square miles of land (2024 Census Gazetteer).