Bank Branches › California › Merced County
Banks in Merced County, California
Merced County has 25 bank offices, 13 fewer than its peak of 38 in 1996 (−34%). They belong to 10 banks, led by Westamerica Bank with 7.
25
offices, 2026
38
peak (1996)
38
no longer reported
$3.4B
deposits booked
Map
open (25)no longer reported (30 of 38 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 37 | $1.1B | |
| Jun 30 1995 | 35 | −2 | $1.1B |
| Jun 30 1996PEAK | 38 | +3 | $1.0B |
| Jun 30 2000 | 29 | +1 | $1.1B |
| Jun 30 2005 | 30 | · | $1.8B |
| Jun 30 2010 | 34 | −1 | $1.7B |
| Jun 30 2015 | 31 | −1 | $2.0B |
| Jun 30 2020 | 29 | · | $2.8B |
| Jun 30 2025 | 25 | · | $3.3B |
| Jun 30 2026NOW | 25 | · | $3.4B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 37 | $1.1B | |
| Jun 30 1995 | 35 | −2 | $1.1B |
| Jun 30 1996PEAK | 38 | +3 | $1.0B |
| Jun 30 1997 | 34 | −4 | $1.0B |
| Jun 30 1998 | 31 | −3 | $1.0B |
| Jun 30 1999 | 28 | −3 | $1.1B |
| Jun 30 2000 | 29 | +1 | $1.1B |
| Jun 30 2001 | 29 | · | $1.2B |
| Jun 30 2002 | 29 | · | $1.3B |
| Jun 30 2003 | 29 | · | $1.5B |
| Jun 30 2004 | 30 | +1 | $1.6B |
| Jun 30 2005 | 30 | · | $1.8B |
| Jun 30 2006 | 33 | +3 | $2.0B |
| Jun 30 2007 | 35 | +2 | $1.9B |
| Jun 30 2008 | 34 | −1 | $1.7B |
| Jun 30 2009 | 35 | +1 | $1.6B |
| Jun 30 2010 | 34 | −1 | $1.7B |
| Jun 30 2011 | 33 | −1 | $1.8B |
| Jun 30 2012 | 33 | · | $1.6B |
| Jun 30 2013 | 32 | −1 | $1.7B |
| Jun 30 2014 | 32 | · | $1.9B |
| Jun 30 2015 | 31 | −1 | $2.0B |
| Jun 30 2016 | 31 | · | $2.1B |
| Jun 30 2017 | 29 | −2 | $2.4B |
| Jun 30 2018 | 29 | · | $2.4B |
| Jun 30 2019 | 29 | · | $2.3B |
| Jun 30 2020 | 29 | · | $2.8B |
| Jun 30 2021 | 29 | · | $3.3B |
| Jun 30 2022 | 27 | −2 | $3.5B |
| Jun 30 2023 | 25 | −2 | $3.4B |
| Jun 30 2024 | 25 | · | $3.3B |
| Jun 30 2025 | 25 | · | $3.3B |
| Jun 30 2026NOW | 25 | · | $3.4B |
Banks in Merced County
| Bank | Offices | Deposits here |
|---|---|---|
| Westamerica Bank | 7 | $595M |
| Wells Fargo Bank, National Association | 3 | $485M |
| Mechanics Bank | 3 | $312M |
| JPMorgan Chase Bank, National Association | 2 | $624M |
| Farmers & Merchants Bank of Central California | 2 | $329M |
| Bank of America, National Association | 2 | $468M |
| Citibank, National Association | 2 | $280M |
| PNC Bank, National Association | 2 | $104M |
| Tri Counties Bank | 1 | $110M |
| Community West Bank | 1 | $60.9M |
Every bank office open in Merced County
| Bank | Address | Deposits |
|---|---|---|
| JPMorgan Chase Bank, National AssociationNorth Merced Branch | 800 W Olive AveMerced 95348 | $398M |
| Bank of America, National AssociationMerced Branch | 710 W Main StMerced 95340 | $298M |
| Wells Fargo Bank, National AssociationMerced Branch | 555 W 18th StMerced 95340 | $250M |
| JPMorgan Chase Bank, National AssociationLos Banos Branch | 550 K StLos Banos 93635 | $227M |
| Farmers & Merchants Bank of Central CaliforniaHilmar Branch | 19925 First StHilmar 95324 | $213M |
| Westamerica BankMerced Downtown Branch | 605 W 18th StMerced 95340 | $183M |
| Bank of America, National AssociationLos Banos Branch | 556 I StLos Banos 93635 | $170M |
| Mechanics BankLos Banos Branch | 601 I StLos Banos 93635 | $155M |
| Wells Fargo Bank, National AssociationLos Banos Branch | 461 J StLos Banos 93635 | $155M |
| Citibank, National AssociationMerced-Downtown | 1840 M StMerced 95340 | $142M |
| Citibank, National AssociationAtwater Branch | 700 Bellevue RdAtwater 95301 | $138M |
| Farmers & Merchants Bank of Central CaliforniaMerced Branch | 2936 G StMerced 95340 | $116M |
| Tri Counties BankGustine Branch | 319 5th StGustine 95322 | $110M |
| Mechanics BankMerced Branch | 2000 M StMerced 95340 | $92.1M |
| Westamerica BankLivingston Branch | 640 Main StLivingston 95334 | $89.7M |
| Westamerica BankDos Palos Branch | 1507 Center AveDos Palos 93620 | $81.2M |
| Wells Fargo Bank, National AssociationAtwater Plaza Branch | 243 E Bellevue RdAtwater 95301 | $80.1M |
| Westamerica BankMerced Olive Branch | 490 W Olive AveMerced 95348 | $66.2M |
| Mechanics BankAtwater Branch | 1861 Bellevue RdAtwater 95301 | $64.5M |
| Westamerica BankLos Banos Branch | 953 W Pacheco BlvdLos Banos 93635 | $62.0M |
| Community West BankMerced Office Branch | 3337 G St, Ste BMerced 95340 | $60.9M |
| PNC Bank, National AssociationMerced Branch | 3065 G StMerced 95340 | $60.7M |
| Westamerica BankHilmar Branch | 8019 Lander AveHilmar 95324 | $57.3M |
| Westamerica BankAtwater Branch | 735 Bellevue RdAtwater 95301 | $55.4M |
| PNC Bank, National AssociationAtwater Branch | 1329 Broadway AveAtwater 95301 | $43.2M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Merced County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Jpmorgan Chase Bank, National Association | 1641 Bellevue RoadAtwater 95301 | 2022 |
| Wells Fargo Bank, National Association | 3538 G StreetMerced 95340 | 2022 |
| Bank of America, National Association | 1701 Bellevue RoadAtwater 95301 · Full-service retail office | 2021 |
| Mechanics Bank | 731 E. Yosemite AveMerced 95340 | 2021 |
| Bank of America, National Association | 208 Fifth StreetGustine 95322 | 2016 |
| Citibank, National Association | 3190 M StreetMerced 95348 | 2016 |
| JPMorgan Chase Bank, National Association | 3550 North G StreetMerced 95340 · Full-service retail office | 2014 |
| Union Bank, National Association | 150 West Olive AvenueMerced 95348 · Full-service retail office | 2012 |
| Bank of America, National Association | 1300 West OliveMerced 95348 · Full-service retail office | 2010 |
| Premier Valley Bank | 3337 G Street, Suite BMerced 95340 | 2010 |
| Finance and Thrift Company | 850 W. Main Street, Ste AMerced 95340 | 2010 |
| Guaranty Bankre-filed as office 269853 | 1329 Broadway Ave.Atwater 95301 | 2009 |
| Westamerica Bank | 1666 N StreetMerced 95341 | 2009 |
| Guaranty Bankre-filed as office 269852 | 3065 G. St.Merced 95340 | 2009 |
| Westamerica Bank | 550 W. Main StreetMerced 95340 | 2009 |
| Westamerica Bank | 550 West Main StreetMerced 95348 · Administrative office | 2009 |
| County Bank | 16491 W Schendel AvenueDelhi 95315 | 2008 |
| Washington Mutual Bank | 550 K StLos Banos 93635 | 2008 |
| Finance and Thrift Company | 810 West K StreetLos Banos 93635 | 2008 |
| Washington Mutual Bank | 2832 N G St.Merced 95340 | 2008 |
| County Bankre-filed as office 493085 | 2936 G StreetMerced 95340 | 2008 |
| Washington Mutual Bank | 800 W Olive AveMerced 95340 | 2008 |
| National Bank of Arizona | 2142 Blossom StreetDos Palos 93620 | 2007 |
| Finance and Thrift Company | 1860 K StreetMerced 95340 | 2007 |
| County Bank | 550 West Main StreetMerced 95340 | 2007 |
| Citibank (West), FSBre-filed as office 267810 | 700 Bellevue RdAtwater 95301 | 2006 |
| Citibank (West), FSBre-filed as office 267800 | 1840 M StMerced 95340 | 2006 |
| Citibank (West), FSBre-filed as office 267821 | 3190 M StMerced 95348 | 2006 |
| Finance and Thrift Company | 663 J StreetLos Banos 93635 | 2003 |
| Guaranty Bankre-filed as office 1326180137 | 1329 Broadway Ave.Atwater 95301 | 2002 |
| California Federal Bankre-filed as office 1574430393 | 700 Bellevue RdAtwater 95301 | 2002 |
| Wells Fargo Bank, National Association | 525 J StreetLos Banos 93635 | 1998 |
| Washington Mutual Bank, FA | 535 J St.Los Banos 93635 | 1998 |
| Glendale Federal Bank, Federal Savings Bank | 1840 M StreetMerced 95340 | 1998 |
| Washington Mutual Bank, FA | 1935 M St.Merced 95340 | 1998 |
| Bank of America National Trust and Savings Association | 1401 BroadwayAtwater 95301 | 1997 |
| Bank of America National Trust and Savings Association | 1124 West Olive AvenueMerced 95340 | 1997 |
| County Bank | 1170 West Olive Avenue Suite B1Merced 95341 · Administrative office | 1997 |
| ValliWide Bank | 101 Bellevue RoadAtwater 95301 | 1996 |
| Stockton Savings Bank, FSBre-filed as office 272744 | 1329 Broadway Ave.Atwater 95301 | 1996 |
Show all 50 departures (38 no longer reported, 12 re-filed under a new office number) ▾
| Bank of America National Trust and Savings Associationre-filed as office 1035100054 | 1401 BroadwayAtwater 95301 | 1996 |
| County Bank | 735 Bellevue RoadAtwater 95301 · Full-service home banking | 1996 |
| ValliWide Bank | 2142 Blossom StreetDos Palos 93620 | 1996 |
| ValliWide Bank | 1471 B StreetLivingston 95334 · Full-service home banking | 1996 |
| Bank of America National Trust and Savings Associationre-filed as office 1035100522 | 1124 West Olive AvenueMerced 95340 | 1996 |
| Stockton Savings Bank, FSBre-filed as office 272759 | 3065 G. StreetMerced 95340 | 1996 |
| Wells Fargo Bank, National Association | 505 West 18th StreetMerced 95340 | 1996 |
| Bank of America National Trust and Savings Association | 8019 North Lander AvenueHilmar 95324 | 1994 |
| County Bank | 1341 Pacheco Boulevard, Suite ALos Banos 93635 | 1994 |
| Merced Bank of Commerce | 6598 North Winton WayWinton 95388 | 1994 |
County FIPS 06047 · 1,938 square miles of land (2024 Census Gazetteer).