Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Florida › Polk County › 1120 1st St S

Full-service office · FDIC office no. 366299

Citizens Bank and Trust
1120 1st St S, Winter Haven, FL 33880

Open · June 2026

$150M
deposits, 2026
2002
established
21st
of 79 in county
3
names on the sign
This office's passbook2003–2026
DateBank on the signDepositsChange
Jun 30 2026Citizens Bank and Trust$150M+22%
Jun 30 2025Citizens Bank and Trust$123M−5%
Jun 30 2024Citizens Bank and Trust$130M+11%
Jun 30 2023Citizens Bank and Trust$118M0%
Jun 30 2022Citizens Bank and Trust$118M+13%
Jun 30 2021Citizens Bank and Trust$105M+10%
Jun 30 2020Citizens Bank and Trust$95.1M+58%
Jun 30 2019Citizens Bank and Trust$60.0M+5%
Jun 30 2018Citizens Bank and Trust$57.0M+15%
Jun 30 2017Citizens Bank and Trust$49.6M+17%
Jun 30 2016Citizens Bank and Trust$42.3M+38%
Jun 30 2015Citizens Bank and Trust$30.8M+19%
Jun 30 2014Citizens Bank and Trust$25.9M+3%
Jun 30 2013Citizens Bank and Trust$25.2M−12%
Jun 30 2012Citizens Bank and Trust$28.8M−8%
Jun 30 2011Citizens Bank and Trust$31.4M−1%
Jun 30 2010Citizens Bank and Trust$31.7M+37%
Jun 30 2009Citizens Bank and Trust$23.1M+31%
Jun 30 2008Citizens Bank and Trust$17.7M−15%
Jun 30 2007Citizens Bank and Trust$20.7M+9%
Jun 30 2006Citizens Bank and Trust$18.9M+56%
Jun 30 2005Citizens Bank and TrustNEW NAME$12.2M+165%
Jun 30 2004The Citizens Bank of FrostproofNEW NAME$4.6M+56%
Jun 30 2003American Bank and Trust$3.0M
2002-12-02Office established (FDIC record) — 1 years before this passbook begins

Nearest other open offices in Polk County

  1. <0.1 miSouthState Bank, National Association · 1101 1st St S, Winter Haven
  2. 0.2 miRegions Bank · 811 1st St S, Winter Haven
  3. 0.4 miCentennial Bank · 1606 1st St S, Winter Haven
  4. 0.4 miAxiom Bank, National Association · 309 Cypress Gardens Blvd, Winter Haven
  5. 0.6 miTruist Bank · 595 Cypress Gardens Blvd, Ste 101, Winter Haven
  6. 0.7 miBank of Central Florida · 201 3rd St Sw, Winter Haven
  7. 0.8 miBank of America, National Association · 510 W Central Ave, Winter Haven
  8. 0.9 miCrews Bank & Trust · 347 W Central Ave, Ste 1, Winter Haven

All banks in Polk County →
Every Citizens Bank and Trust office →
Earlier names and banks folded into Citizens Bank and Trust →

Names on the sign

2003–2003American Bank and Trust2004–2004The Citizens Bank of Frostproof2005–nowCitizens Bank and Trust

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 366299.