Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Massachusetts › Hampden County › 431 Center St

Full-service office · FDIC office no. 291555

Beacon Bank and Trust
431 Center St, Ludlow, MA 01056

Open · June 2026

$104M
deposits, 2026
1998
established
53rd
of 119 in county
3
names on the sign
This office's passbook1998–2026
DateBank on the signDepositsChange
Jun 30 2026Beacon Bank and TrustNEW NAME$104M+2%
Jun 30 2025Berkshire Bank$103M+5%
Jun 30 2024Berkshire Bank$97.7M+4%
Jun 30 2023Berkshire Bank$93.6M−4%
Jun 30 2022Berkshire Bank$97.0M0%
Jun 30 2021Berkshire Bank$97.3M+62%
Jun 30 2020Berkshire Bank$60.0M+25%
Jun 30 2019Berkshire Bank$47.8M+14%
Jun 30 2018Berkshire Bank$41.9M+16%
Jun 30 2017Berkshire Bank$36.0M+3%
Jun 30 2016Berkshire Bank$34.9M+27%
Jun 30 2015Berkshire Bank$27.6M+6%
Jun 30 2014Berkshire Bank$26.1M−3%
Jun 30 2013Berkshire Bank$26.8M−13%
Jun 30 2012Berkshire Bank$30.8M−3%
Jun 30 2011Berkshire Bank$31.6M−7%
Jun 30 2010Berkshire Bank$34.0M−13%
Jun 30 2009Berkshire Bank$39.0M+21%
Jun 30 2008Berkshire Bank$32.2M+4%
Jun 30 2007Berkshire Bank$31.1M+12%
Jun 30 2006Berkshire Bank$27.7M+51%
Jun 30 2005Berkshire BankNEW NAME$18.3M−25%
Jun 30 2004Woronoco Savings Bank$24.4M+7%
Jun 30 2003Woronoco Savings Bank$22.7M+53%
Jun 30 2002Woronoco Savings Bank$14.9M+26%
Jun 30 2001Woronoco Savings Bank$11.8M+47%
Jun 30 2000Woronoco Savings Bank$8.0M+103%
Jun 30 1999Woronoco Savings Bank$3.9M+64%
Jun 30 1998Woronoco Savings Bank$2.4M

Nearest other open offices in Hampden County

  1. <0.1 miPeoplesBank · 450 Center St, Ludlow
  2. 0.1 miCountry Bank for Savings · 64 Cherry St, Ludlow
  3. 0.2 miWestfield Bank · 477 Center St, Ludlow
  4. 0.2 miKeyBank National Association · 314 Center St, Ludlow
  5. 0.5 miManufacturers and Traders Trust Company · 528 Center St, Ludlow
  6. 0.5 miTD Bank, National Association · 549 Center St, Ludlow
  7. 0.7 miCitizens Bank, National Association · 33 Center St, Ludlow
  8. 1.6 miTD Bank, National Association · 1800 Boston Rd, Springfield

All banks in Hampden County →
Every Beacon Bank and Trust office →
Earlier names and banks folded into Beacon Bank and Trust →

Names on the sign

1998–2004Woronoco Savings Bank2005–2025Berkshire Bank2026–nowBeacon Bank and Trust

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 291555.