Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Georgia › Clarke County › 190 Gaines School Road

Full-service office · FDIC office no. 259373

Southern Heritage Savings Bank
190 Gaines School Road, Athens, GA 30605

Last reported 1995

$4.0M
peak deposits
1993
established
—
rank in county
1
name on the sign

This office record stopped in 1995, and a new FDIC office record (office 1332360010) started at the same address right after. That's usually a re-filing after a merger or charter change, not a closure.

This office's passbook1994–1995
DateBank on the signDepositsChange
Jun 30 2026NOT REPORTED missing from the 2026 report (and every year since 1996)
Jun 30 1995Southern Heritage Savings Bank$4.0M+238%
Jun 30 1994Southern Heritage Savings Bank$1.2M
1993-09-13Office established (FDIC record) — 1 years before this passbook begins

Nearest open offices in Clarke County

  1. <0.1 miTruist Bank · 180 Gaines School Rd, Athens
  2. 0.2 miVallant Bank · 3140 Lexington Rd, Athens
  3. 1.0 miWells Fargo Bank, National Association · 1059 Gaines School Rd, Athens
  4. 1.1 miBank of America, National Association · 1070 Gaines School Rd, Athens
  5. 1.1 miPinnacle Bank · 1855 Barnett Shoals Rd, Athens
  6. 3.1 miOconee State Bank · 1 Press Pl, Ste 201, Athens
  7. 3.1 miTruist Bank · 475 E Broad St, Athens
  8. 3.3 miFirst American Bank and Trust Company · 300 College Ave, Athens

All banks in Clarke County →
Every Southern Heritage Savings Bank office →
What became of Southern Heritage Savings Bank →

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 259373.