Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Michigan › Otsego County › 521 W Main St

Full-service office · FDIC office no. 15309

Horizon Bank
521 W Main St, Gaylord, MI 49735

Open · June 2026

$100M
deposits, 2026
1975
established
3rd
of 6 in county
6
names on the sign
This office's passbook1994–2026
DateBank on the signDepositsChange
Jun 30 2026Horizon Bank$100M−3%
Jun 30 2025Horizon Bank$104M+6%
Jun 30 2024Horizon Bank$97.7M0%
Jun 30 2023Horizon Bank$98.1M+4%
Jun 30 2022Horizon BankNEW NAME$94.5M−18%
Jun 30 2021The Huntington National BankNEW NAME$115M−2%
Jun 30 2020TCF National BankNEW NAME$118M+18%
Jun 30 2019Chemical Bank$99.7M+4%
Jun 30 2018Chemical Bank$95.8M+3%
Jun 30 2017Chemical Bank$92.9M+9%
Jun 30 2016Chemical Bank$85.1M+1%
Jun 30 2015Chemical Bank$84.1M+52%
Jun 30 2014Chemical Bank$55.4M−3%
Jun 30 2013Chemical BankNEW NAME$57.3M−4%
Jun 30 2012Independent Bank$59.6M+3%
Jun 30 2011Independent Bank$57.9M0%
Jun 30 2010Independent Bank$57.8M−1%
Jun 30 2009Independent Bank$58.6M−9%
Jun 30 2008Independent Bank$64.6M+9%
Jun 30 2007Independent Bank$59.3M−4%
Jun 30 2006Independent Bank$62.0M−10%
Jun 30 2005Independent BankNEW NAME$68.9M−38%
Jun 30 2004First National Bank of Gaylord$110M−25%
Jun 30 2003First National Bank of Gaylord$148M0%
Jun 30 2002First National Bank of Gaylord$148M+46%
Jun 30 2001First National Bank of Gaylord$101M+41%
Jun 30 2000First National Bank of Gaylord$71.8M+29%
Jun 30 1999First National Bank of Gaylord$55.7M+6%
Jun 30 1998First National Bank of Gaylord$52.5M+14%
Jun 30 1997First National Bank of Gaylord$46.1M+10%
Jun 30 1996First National Bank of Gaylord$42.1M+3%
Jun 30 1995First National Bank of Gaylord$41.0M−1%
Jun 30 1994First National Bank of Gaylord$41.3M
1975-07-01Office established (FDIC record) — 19 years before this passbook begins

Nearest other open offices in Otsego County

  1. 0.3 miFifth Third Bank, National Association · 123 W Main St, Gaylord
  2. 0.3 miState Savings Bank · 126 E Main St, Gaylord
  3. 0.3 miThe Huntington National Bank · 100 E Main St, Gaylord
  4. 1.7 miNicolet National Bank · 1955 South Otsego Ave, Gaylord
  5. 1.8 miState Savings Bank · 2091 S Otsego Ave, Gaylord

All banks in Otsego County →
Every Horizon Bank office →
Earlier names and banks folded into Horizon Bank →

Names on the sign

1994–2004First National Bank of Gaylord2005–2012Independent Bank2013–2019Chemical Bank2020–2020TCF National Bank2021–2021The Huntington National Bank2022–nowHorizon Bank

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 15309.